.layout-section > .container-fluid { padding-left: 0; padding-right: 0; }
.ph-hero { position: relative; overflow: hidden; isolation: isolate; padding: clamp(40px, 5vw, 64px) 0; color: #fff; background: radial-gradient(700px 320px at 88% 0%, color-mix(in srgb, var(--primary-color) 30%, transparent), transparent 62%), var(--secondary-color); }
.ph-hero::before { content: ""; position: absolute; inset: 0; z-index: -1; background-image: radial-gradient(rgba(255,255,255,.10) 1px, transparent 1.5px); background-size: 24px 24px; -webkit-mask-image: radial-gradient(ellipse 70% 80% at 75% 35%, #000 10%, transparent 75%); mask-image: radial-gradient(ellipse 70% 80% at 75% 35%, #000 10%, transparent 75%); }
.ph-hero .ph-inner, .ph-body .ph-inner { max-width: 1200px; margin: 0 auto; padding: 0 15px; }
.ph-hero .ph-crumbs { display: flex; flex-wrap: wrap; align-items: center; gap: 8px; margin: 0 0 16px; font-size: 13px; color: rgba(255,255,255,.6); }
.ph-hero .ph-crumbs a { color: rgba(255,255,255,.85); text-decoration: none; }
.ph-hero .ph-crumbs a:hover { color: #fff; text-decoration: underline; }
.ph-hero .ph-title { margin: 0 0 8px; font-size: calc(var(--font-size-heading) * 1.25); font-weight: 700; line-height: 1.25; letter-spacing: -.01em; color: #fff; }
.ph-hero .ph-sub { margin: 0; max-width: 720px; font-size: var(--font-size-paragraph); line-height: 1.7; color: rgba(255,255,255,.72); }
.layout-section.ph-hero > .container-fluid { max-width: 1200px; margin: 0 auto; padding: 0 15px; }
@media (max-width: 767.98px) { html body .layout-section.ph-hero { padding-top: 40px !important; padding-bottom: 40px !important; } }
html body .ph-intro { margin: 0; max-width: 900px; font-family: var(--font-body); font-size: var(--font-size-paragraph); line-height: 1.8; color: rgba(255,255,255,.88); }
html body .ph-intro p { margin: 0; color: inherit; }
html body .ph-intro p + p { margin-top: 12px; }
@media (prefers-reduced-motion: no-preference) { html { scroll-behavior: smooth; } }
.layout-section.ag-sec > .container-fluid { max-width: 1200px; margin: 0 auto; padding: 0 15px; }
html body .layout-section.ag-sec { background-color: #fff; }
@media (max-width: 767.98px) { html body .layout-section.ag-sec { padding-top: 28px !important; padding-bottom: 48px !important; } }
html body .ag-side { padding-right: 36px; min-width: 0; }
html body .ag-main { min-width: 0; }
@media (max-width: 991.98px) { html body .ag-side, html body .ag-main { flex: 0 0 100%; max-width: 100%; width: 100%; padding-right: 0; padding-left: 0; } html body .ag-side { position: static !important; margin-bottom: 28px; } }
html body .ag-toc-title { margin: 0 0 12px; font-size: 12px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: color-mix(in srgb, var(--secondary-color) 70%, #fff); }
html body .ag-toc ol, html body .ag-toc-m ol { list-style: none; margin: 0; padding: 0; }
html body .ag-toc ol { border-left: 2px solid color-mix(in srgb, var(--secondary-color) 10%, #fff); }
html body .ag-toc li, html body .ag-toc-m li { margin: 0; font-size: 14px; }
html body .ag-toc a, html body .ag-toc-m a { display: block; padding: 8px 14px; font-size: 14px; font-weight: 500; line-height: 1.4; color: color-mix(in srgb, var(--secondary-color) 80%, #fff); text-decoration: none; transition: color .15s, background-color .15s; }
html body .ag-toc a { margin-left: -2px; border-left: 2px solid transparent; }
html body .ag-toc a:hover, html body .ag-toc-m a:hover { color: var(--primary-color); }
html body .ag-toc a.is-active { color: var(--primary-color); border-left-color: var(--primary-color); font-weight: 700; }
html body .ag-toc a:focus-visible, html body .ag-toc-m a:focus-visible, html body .ag-toc-m summary:focus-visible, html body .ag-table-wrap:focus-visible { outline: 2px solid var(--primary-color); outline-offset: 2px; border-radius: 4px; }
html body .ag-toc-m { display: none; border: 1px solid color-mix(in srgb, var(--secondary-color) 10%, #fff); border-radius: 12px; background: color-mix(in srgb, var(--secondary-color) 3%, #fff); }
html body .ag-toc-m summary { display: flex; align-items: center; justify-content: space-between; padding: 14px 16px; font-size: 15px; font-weight: 700; color: var(--secondary-color); cursor: pointer; list-style: none; }
html body .ag-toc-m summary::-webkit-details-marker { display: none; }
html body .ag-toc-m summary::after { content: ""; width: 8px; height: 8px; border-right: 2px solid currentColor; border-bottom: 2px solid currentColor; transform: rotate(45deg); transition: transform .2s; }
html body .ag-toc-m[open] summary::after { transform: rotate(-135deg); }
html body .ag-toc-m nav { padding: 0 8px 10px; border-top: 1px solid color-mix(in srgb, var(--secondary-color) 10%, #fff); }
@media (max-width: 991.98px) { html body .ag-toc { display: none; } html body .ag-toc-m { display: block; } }
html body .ag-title { padding-top: 44px; border-top: 1px solid color-mix(in srgb, var(--secondary-color) 10%, #fff); font-family: var(--font-heading); font-size: var(--font-size-heading); font-weight: 700; line-height: 1.25; letter-spacing: -.01em; color: var(--secondary-color); scroll-margin-top: 24px; }
html body .ag-title.ag-first { padding-top: 0; border-top: 0; }
html body .ag-title::after { content: ""; display: block; width: 48px; height: 3px; margin-top: 8px; border-radius: 3px; background: var(--primary-color); }
html body .ag-h3 { font-family: var(--font-heading); font-size: 24px; font-weight: 700; line-height: 1.3; color: var(--secondary-color); scroll-margin-top: 24px; }
html body .ag-h4 { font-family: var(--font-heading); font-size: 18px; font-weight: 700; line-height: 1.35; color: var(--secondary-color); }
html body .ag-text { margin: 0; max-width: 820px; font-family: var(--font-body); font-size: var(--font-size-paragraph); line-height: 1.8; color: color-mix(in srgb, var(--secondary-color) 88%, #fff); }
html body .ag-text p { margin: 0; }
html body .ag-text p + p { margin-top: 12px; }
html body .ag-text a, html body .ag-cta a { color: var(--primary-color); text-decoration: underline; }
html body .ag-text ul.ag-list { list-style: none; margin: 0; padding: 0; }
html body .ag-text .ag-list li { position: relative; margin: 0 0 10px; padding-left: 26px; font-size: var(--font-size-paragraph); line-height: 1.7; }
html body .ag-text .ag-list li:last-child { margin-bottom: 0; }
html body .ag-text .ag-list li::before { content: ""; position: absolute; left: 4px; top: calc(.85em - 4px); width: 8px; height: 8px; border-radius: 50%; background: var(--primary-color); }
html body .ag-note { max-width: 820px; padding: 16px 22px; border-left: 4px solid var(--primary-color); border-radius: 0 12px 12px 0; background: color-mix(in srgb, var(--secondary-color) 3%, #fff); font-size: var(--font-size-paragraph); line-height: 1.7; color: var(--secondary-color); }
html body .ag-note p { margin: 0; }
html body .ag-text blockquote.ag-quote { margin: 16px 0; padding: 14px 20px; border: 0; border-left: 4px solid var(--primary-color); border-radius: 0 12px 12px 0; background: color-mix(in srgb, var(--secondary-color) 3%, #fff); color: var(--secondary-color); font-style: italic; }
html body .ag-check { list-style: none; margin: 0; padding: 0; display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; }
html body .ag-check li { display: flex; align-items: flex-start; gap: 12px; margin: 0; padding: 14px 16px; border: 1px solid color-mix(in srgb, var(--secondary-color) 10%, #fff); border-radius: 14px; background: color-mix(in srgb, var(--secondary-color) 3%, #fff); font-size: 16px; line-height: 1.55; color: var(--secondary-color); }
html body .ag-check-ic { flex: 0 0 22px; width: 22px; height: 22px; margin-top: 1px; display: grid; place-items: center; border-radius: 50%; background: var(--primary-color); color: #fff; }
html body .ag-check-ic svg { width: 12px; height: 12px; }
@media (max-width: 767.98px) { html body .ag-check { grid-template-columns: 1fr; } }
html body .ag-steps { counter-reset: ag-step; list-style: none; margin: 0; padding: 0; max-width: 820px; }
html body .ag-steps li { position: relative; counter-increment: ag-step; margin: 0; padding: 4px 0 22px 56px; font-size: var(--font-size-paragraph); line-height: 1.7; color: color-mix(in srgb, var(--secondary-color) 88%, #fff); }
html body .ag-steps li::before { content: counter(ag-step); position: absolute; left: 0; top: 0; width: 36px; height: 36px; display: grid; place-items: center; border: 2px solid var(--primary-color); border-radius: 50%; background: #fff; color: var(--primary-color); font-size: 15px; font-weight: 700; line-height: 1; }
html body .ag-steps li::after { content: ""; position: absolute; left: 17px; top: 42px; bottom: 6px; width: 2px; background: color-mix(in srgb, var(--secondary-color) 12%, #fff); }
html body .ag-steps li:last-child { padding-bottom: 0; }
html body .ag-steps li:last-child::after { display: none; }
html body .ag-table-wrap { max-width: 820px; overflow-x: auto; border: 1px solid color-mix(in srgb, var(--secondary-color) 10%, #fff); border-radius: 14px; }
html body .ag-table { width: 100%; min-width: 480px; border-collapse: collapse; font-size: 16px; line-height: 1.55; }
html body .ag-table th, html body .ag-table td { padding: 12px 16px; text-align: left; vertical-align: top; border-bottom: 1px solid color-mix(in srgb, var(--secondary-color) 10%, #fff); color: var(--secondary-color); }
html body .ag-table thead th { background: color-mix(in srgb, var(--secondary-color) 3%, #fff); font-size: 13px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; color: color-mix(in srgb, var(--secondary-color) 70%, #fff); }
html body .ag-table tbody th { width: 38%; font-weight: 700; }
html body .ag-table tbody tr:last-child th, html body .ag-table tbody tr:last-child td { border-bottom: 0; }
html body .ag-apc { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; max-width: 820px; }
html body .ag-card { padding: 24px; border: 1px solid color-mix(in srgb, var(--secondary-color) 10%, #fff); border-radius: 18px; background: #fff; }
html body .ag-card.is-featured { border-color: color-mix(in srgb, var(--primary-color) 45%, #fff); background: color-mix(in srgb, var(--primary-color) 4%, #fff); }
html body .ag-card p { margin: 0; }
html body .ag-card-label { font-size: 12px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--primary-color); }
html body .ag-amount { margin-top: 10px !important; font-family: var(--font-heading); font-size: 36px; font-weight: 700; line-height: 1.1; color: var(--secondary-color); }
html body .ag-card-sub { margin-top: 6px !important; font-size: 15px; line-height: 1.5; color: color-mix(in srgb, var(--secondary-color) 70%, #fff); }
html body .ag-card-foreign { margin-top: 16px !important; padding-top: 14px; border-top: 1px solid color-mix(in srgb, var(--secondary-color) 10%, #fff); font-size: 16px; color: var(--secondary-color); }
@media (max-width: 575.98px) { html body .ag-apc { grid-template-columns: 1fr; } }
html body .ag-timeline { counter-reset: ag-tl; list-style: none; margin: 0; padding: 0; max-width: 820px; }
html body .ag-timeline li { position: relative; counter-increment: ag-tl; margin: 0; padding: 0 0 26px 56px; }
html body .ag-timeline li::before { content: counter(ag-tl); position: absolute; left: 0; top: 0; width: 36px; height: 36px; display: grid; place-items: center; border-radius: 50%; background: var(--primary-color); color: #fff; font-size: 15px; font-weight: 700; line-height: 1; }
html body .ag-timeline li::after { content: ""; position: absolute; left: 17px; top: 42px; bottom: 6px; width: 2px; background: color-mix(in srgb, var(--secondary-color) 12%, #fff); }
html body .ag-timeline li:last-child { padding-bottom: 0; }
html body .ag-timeline li:last-child::after { display: none; }
html body .ag-tl-step { display: block; font-size: 12px; font-weight: 700; letter-spacing: .1em; text-transform: uppercase; color: var(--primary-color); line-height: 1.2; }
html body .ag-tl-title { margin: 4px 0 6px; font-family: var(--font-heading); font-size: 19px; font-weight: 700; line-height: 1.35; color: var(--secondary-color); }
html body .ag-timeline p { margin: 0; font-size: var(--font-size-paragraph); line-height: 1.7; color: color-mix(in srgb, var(--secondary-color) 88%, #fff); }
html body .ag-cta { max-width: 820px; padding: 28px; border-radius: 20px; background: var(--secondary-color); color: #fff; }
html body .ag-cta p { margin: 14px 0 0; font-size: 16px; line-height: 1.6; color: rgba(255,255,255,.88); }
html body .ag-cta p.ag-cta-actions { margin-top: 0; }
html body .ag-cta strong { color: #fff; }
html body .ag-cta a { color: #fff; }
html body .ag-btn { display: inline-flex; align-items: center; gap: 10px; padding: 14px 28px; border-radius: 999px; background: var(--primary-color); color: #fff !important; font-size: 16px; font-weight: 700; line-height: 1.2; text-decoration: none !important; transition: background-color .15s, transform .15s; }
html body .ag-btn:hover { background: color-mix(in srgb, var(--primary-color) 88%, #000); transform: translateY(-1px); }
html body .ag-btn:focus-visible { outline: 3px solid #fff; outline-offset: 3px; }
html body .ag-btn.is-disabled { opacity: .8; cursor: not-allowed; transform: none; }
@media (max-width: 575.98px) { html body .ag-cta { padding: 22px; } html body .ag-btn { width: 100%; justify-content: center; } }
html body .ag-cta p, html body .ag-cta a, html body .ag-text a { overflow-wrap: anywhere; }

/* native heading hero: stack the native elements without the builder's flex gap */
.layout-section.ph-hero > .container-fluid { max-width: 1200px; margin: 0 auto; padding: 0 15px; }
.layout-section.ph-hero [class*="col-"] { gap: 0 !important; }
.layout-section.ph-hero .lc-text-block-content { margin: 0; }
html body .layout-section.ph-hero .ph-crumbs { margin: 0 0 16px; }
@media (max-width: 767.98px) { html body .layout-section.ph-hero { padding-top: 40px !important; padding-bottom: 40px !important; } }